Why It’s Important To Hire A Licensed, Insured And Bonded Home Improvement Professional

by Cubby on June 1, 2012

Licensed and Insured. Use an Expert !

When the time comes to hire local home improvement experts, finding someone you can trust should be at the top of your priority list. While it is important to save money, it’s not advisable to do so at the expense of quality work and honest business practices. However, many homeowners wonder how they can possibly know if a company is trustworthy or not.


When considering a home improvement professional, it is recommended that your start by researching their recent track record. The Better Business Bureau (BBB) offers comprehensive reviews of companies, with the goal of helping consumers make informed decisions – a valuable resource when searching for home improvement experts you can trust! The next step is to ensure that the company is licensed, insured and bonded.


What Does It Mean To Hire A Licensed, Insured And Bonded Home Improvement Expert?


We’ve all heard the phrase, “licensed, insured and bonded,” whether on a television advertisement or on a home improvement company’s website; but what exactly does it mean and does it really matter? The truth is, it matters a great deal; especially if you want to save money while still hiring someone you can trust! So let’s get to the bottom of those three important words:


  • Licensed: You wouldn’t trust your      health to a doctor without a medical license, so why leave your home in      the hands of a contractor without the proper licenses? Each city,      municipality, and state has its own set of licenses required of home      improvement contractors. When a contractor is licensed, they are issued a      specific license number, which should be readily provided to potential      customers.


  • Insured: Before allowing a home      improvement professional to work in your home, it is crucial to verify      that they carry the appropriate insurance. Should someone get injured      while on the job, there are two possible outcomes. If the company is      insured, a claim will be filed against their insurance; but if they are      uninsured, the claim will be filed against your homeowner’s insurance – a      situation you’ll want to avoid, especially if you’re trying to save money!


  • Bonded: This may be the least      understood of the three, but it holds equal, if not more, importance. When      a company states that they are bonded, it is essentially a promise to the      consumer that you can trust them to complete the work they are hired to      do. A surety company holds a bond on the company’s behalf, and the purpose      of the bond is to compensate the consumer in the event that the company      does not finish the job, or if the work is not completed correctly.


Looking for trusted home improvement experts who are licensed, insured and bonded? You can trust Preferred Home Experts to get the job done right – every time! Contact us today at www.preferredhomeexperts.comto learn more.

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